DestinAI
CareersSkillsSalariesLog InGet Started
© 2026 DESTINAI · v1.1 BETA · ISCED ISCO O*NET ESCO
CareersSkillsPrivacyTermsEU AI Act notice
PT
DestinAI
CareersSkillsSalariesLog InGet Started
© 2026 DESTINAI · v1.1 BETA · ISCED ISCO O*NET ESCO
CareersSkillsPrivacyTermsEU AI Act notice
PT
DestinAI
CareersSkillsSalariesLog InGet Started
Back to directory
Occupation
· Global Standards

credit analyst

Credit analysts investigate credit applications from customers and evaluate if the applications comply with regulations and guidelines of the financial loan-granting institution.

View on ESCO

DESCRIPTION

Credit analysts investigate credit applications from customers and evaluate if the applications comply with regulations and guidelines of the financial loan-granting institution. On the basis of credit analyses they advise financial institutions whether customers are loan worthy. They perform tasks such as collecting data on the loan applicant, aquire additional information from other departments or institutions and indicating what sort of agreements the financial institution should reach with the credit applicant. Credit analysts also follow up on the development of the credit portfolio of clients.

THEORETICAL KNOWLEDGE

OPTIONALAdjacent knowledge that strengthens fit
tax legislation
accounting

PRACTICAL SKILLS

ESSENTIALApplied skills & competences
maintain client debt records
apply credit risk policy
analyse financial risk
OPTIONALOptional competences
interview bank loanees

+ 25 more skills hidden. Register for free to unlock the complete list of requirements.

Is this your true calling?

Reading about credit analyst is one thing; knowing if you have the cognitive and psychological alignment for it is another. Register to unlock the full skill matrix and let our AI counselor map your profile.

Create free accountSign in

SIMILAR OCCUPATIONS

20 SHARED SKILLS

credit adviser

Credit advisers offer guidance to customers related to credit services. They assess the customer's financial situation and debt issues arisen from cre…

VIEW DETAILS
17 SHARED SKILLS

investment manager

Investment managers administer the portfolio of investments that a company has. They perform close follow up of the investments looking for the most p…

VIEW DETAILS
17 SHARED SKILLS

credit manager

Credit managers oversee the application of credit policy in the bank. They decide the credit limits to be imposed, the reasonable levels of risk accep…

VIEW DETAILS

Skills overview

31total
16 essential
15 optional

Breakdown

Knowledge
2
Skills
4

Official resource

View official definition

Quick insight

This role requires 16 essential competences across both theoretical knowledge and practical skills.

DATA SOURCED FROM ESCO (EUROPEAN COMMISSION) & O*NET (U.S. DEPARTMENT OF LABOR)

© 2026 DESTINAI · v1.1 BETA · ISCED ISCO O*NET ESCO
CareersSkillsPrivacyTermsEU AI Act notice
PT