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© 2026 DESTINAI · v1.1 BETA · ISCED ISCO O*NET ESCO
CareersSkillsPrivacyTermsEU AI Act notice
PT
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Occupation
· Global Standards

credit manager

Credit managers oversee the application of credit policy in the bank.

View on ESCO

DESCRIPTION

Credit managers oversee the application of credit policy in the bank. They decide the credit limits to be imposed, the reasonable levels of risk accepted and the conditions and terms of payment made to the customers. They control the collection of payments from their customers and manage the credit department of a bank.

THEORETICAL KNOWLEDGE

ESSENTIALTheoretical knowledge required
credit control processes
OPTIONALAdjacent knowledge that strengthens fit
mortgage loans

PRACTICAL SKILLS

ESSENTIALApplied skills & competences
apply credit risk policy
follow company standards
OPTIONALOptional competences
prepare credit reports
maintain client debt records

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Skills overview

49total
27 essential
22 optional

Breakdown

Knowledge
2
Skills
4

Official resource

View official definition

Quick insight

This role requires 27 essential competences across both theoretical knowledge and practical skills.

DATA SOURCED FROM ESCO (EUROPEAN COMMISSION) & O*NET (U.S. DEPARTMENT OF LABOR)

© 2026 DESTINAI · v1.1 BETA · ISCED ISCO O*NET ESCO
CareersSkillsPrivacyTermsEU AI Act notice
PT