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§ OCCUPATION · GLOBAL STANDARDS

loss adjuster

Loss adjusters treat and evaluate insurance claims by investigating the cases and determining liability and damage, in accordance with the policies of the insurance company.

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Description

Loss adjusters treat and evaluate insurance claims by investigating the cases and determining liability and damage, in accordance with the policies of the insurance company. They interview the claimant and witnesses and write reports for the insurer where appropriate recommendations for the settlement are made. Loss adjusters' tasks include making payments to the insured following his claim, consulting damage experts and providing information via telephone to the clients.

Theoretical Knowledge
ESSENTIALTheoretical knowledge required
insurance lawclaims procedurestypes of insuranceactuarial scienceprinciples of insurance
OPTIONALAdjacent knowledge that strengthens fit
fraud detection
Practical Skills
ESSENTIALApplied skills & competences
assess coverage possibilitiesinterview insurance claimantsorganise a damage assessmentreview insurance processnegotiate settlementscompile appraisal reportsmanage claim filesestimate damagecheck for damaged itemspresent evidenceinitiate claim fileanalyse claim fileshandle incoming insurance claimsdocument evidencepropose settlementsmanage claims process
OPTIONALOptional competences
create cooperation modalitiesidentify damage to buildingsmanage contract disputeslisten to the stories of the disputantsclassify insurance claimsanalyse financial riskassess customer credibilityobtain financial informationconduct financial auditscollect property financial informationadvise on insurance policiescreate a financial planensure cross-department cooperationprovide information on propertiesdetermine cause of damageprepare financial auditing reportsinvestigate occupational injuries

GLOBAL RESOURCE

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SKILLS OVERVIEW

39 total
21 essential · 18 optional

Data Source: Unified Global Standards (ISCED, ISCO, O*NET, ESCO)

© 2026 DESTINAI · BETA 1.0 · ISCED ISCO O*NET ESCO
CareersSkillsPrivacyTermsEU AI Act notice